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RedRock Mortgage | A dba of Southwest Mortgage Funding Corp.

For many, that 20% down payment for a mortgage seems like a daunting figure, one that would be impossible to achieve. What many also don't know, is that 20% down is completely optional. There are many mortgage programs that require much lower, & even $0 down, completely eliminating the need for ...
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Many home buyer's crave flexibility, and RedRock Mortgage is proud to have a variety of products & programs to fit every kind of person who walks through our doors. One of our newest programs, the HomeReady™ mortgage program, is designed to give home buyers as much flexibility as they desire to finance & purchase their home. A program t ...
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You've probably seen commercials talking about a Reverse Mortgage, but you may not know exactly what it is. A reverse mortgage, or home equity converse mortgage (HECM) is a loan for specifically for older homeowners (62 years or older) requiring no monthly mortgage payments. Borrowers are still responsible for property taxes and

homeowner’s insu ...
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We are pleased to announce that RedRock Mortgage will be able to offer Rural Development Loans (USDA) for borrowers that have No Credit Score or a Zero Credit Score.  We will require at least three non-traditional credit items such as rent, utilities, phone, insurance, etc.   Other qualificati ...
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Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, th ...
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Hey, I gave my real estate agent a $500 Earnest Money Deposit check... Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alternatively a ...
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Category: American mortgage

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