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VA IRRRL and VA Streamline Refinance Specialists

Ask How We Can Cover Your Closing Costs!

How low can your mortgage payment go?

Ask us how to Defer your

next 2 payments!

Lower your Mortgage Payment with No Mortgage Balance increase.

Do it all without having to Pay for Closing Costs! No money out of pocket!

We offer the lowest rates in the Country. Our Rates will not be beat!

Negative Equity? No problem.

“After being in the real estate business for 16 years we have worked with many lenders. Atlantic Mortgage/Stephen Ryan are excellent! Their customer service and efficiency is outstanding. We used them for our own personal VA IRRRL, which closed in record time, and we will refer all of our friends and clients to them.”

Nancy S.

“Our experience with Joseph has always been phenomenal. He is easy to get in touch with, always eager to help in any way possible, and gladly answers every question with friendly, straightforward answers. He explains everything throughout the process so that it’s easy to understand and we never feel ‘out-of-the-loop”. Joe has a way of making us feel like we’re old family friends though we’ve never met him in person, and even though we know he stays busy, he never makes us feel rushed. He takes his time addressing any concerns so we feel confident in moving forward with each step in the refinance process.”

Ralph B.

“Very happy with how it all went very easily for me. A big thank you to your (Loan Processor) John Joseph Reichart for making it go very smooth and easy. It was a tense time for me especially after just buying the house and then going through it all over again in a refinance situation. But everything went easy

and extremely well due to his professionalism in knowing what he was doing and
Advising me on just what I had to do. I am very happy with the mortgage rate I received from your work. Now I can afford the place I live in.”

John W.

“Our process was quick and we are pleased with Timothy Brock Davidson. He guided us through the procedure and was knowledgeable. It was easy and stress-free for us. Thank you!”

Dan & Cindy Z.

“My experience was great. I’ve done a number of financings and re-financings and this way by far the most efficient and smoothest one I have ever been involved with. Thank you for a good experience.”

Joseph Y,

“Our experience with Atlantic Mortgage & Funding was very positive. Our refinance has closed and the result is great. Your people, Loan Officer Timothy Davidson and Loan Processor Andrew Padgett, were great to work with. Brock told us he would deliver everything as advertised, and he did. We will gladly refer friends and family to Brock for IRRRL refinance.”

Darrel M.

*Rates on this page are updated by 11:30 AM EST Mon – Fri bookmark us (Ctrl + d).  For all available programs and rates call today (866) 499-6059. Rates, points and APR’s assume a 45-day lock, single family residence, loan to value of 75% or less, purchase or rate and term refinance, 780+ credit score, and the establishment of an escrow/impound account for payment of taxes and insurance. Conforming APRs based on $300,000, FHA on $300,000.Rates are subject to change without notice due to market conditions.Some restrictions may apply. Atlantic Mortgage and Funding’s minimum loan amount is $60,000. Please contact us for pricing if you do not meet these assumptions.


Category: American mortgage

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