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Raleigh NC FHA Home Mortgage Loans

If you are looking for an FHA home mortgage loan in Raleigh, NC today reach out to us at 919-869-8200.

With many people looking to move to Wake County, and Raleigh, NC in particular, it comes as no surprise that some of these future Raleigh residents will be looking for an FHA home mortgage loan. There are many reasons an FHA home mortgage loan is attractive but one of the most mentioned reasons is the reduced minimum credit score. If you have a credit score of 640 you can qualify for this type of loan today.

Our clients with a low credit score greatly benefit from an FHA loan. If you are looking to make a lower down payment or you are a first time home buyer you may also want to consider an FHA home mortgage loan. To learn more about the pros and cons of a North Carolina FHA loan please click on the link. What most of our clients want is the ability to qualify for a home loan even if they do not have a good credit score and/or they do not have 20% to use as a down payment on a home.

In Raleigh, North Carolina many young business professionals are looking for condos or townhouses in Brier Creek, North Hills, Glenwood South, Cameron Village, Wakefield, Cary, Apex and Holly Springs. Instead of spending hundreds of thousands of dollars on a home in Hasentree, Heritage or in downtown these individuals are looking to get into a home that is less than $300,000. First time home buyers greatly benefit from the FHA home loan program because they do not have to save up 20% of the homes listing price to make receive financing. They can also have a “not so great” credit score and still qualify through a lender such as Bank of America, JP Morgan Chase, Citi, SunTrust, Coastal Federal Credit Union, PNC or First Citizens. If you are looking to get the lowest possible mortgage interest rates on an FHA home mortgage loan today do not hesitate to reach out to us at 919-869-8200. We have several mortgage professionals that can help you better understand

the options when it comes to an FHA home mortgage loan in Raleigh, North Carolina.

Before making any major financial decision it is often a good idea to check your credit score and credit report. Use our free Government Annual Credit Report online resource as it will explain how you can check your credit report to make certain it is free of errors. By cleaning up a few of the potential errors on your credit report you could improve your credit score as much as 50 or 75 points. This will make a huge difference in the home mortgage loans you can qualify for. It will also make a difference as to the interest rate that is applied to your home mortgage loan. If you need help understanding how a credit score affects a mortgage loan contact us today.

Wake County is the largest county in North Carolina and there are many areas in which home buyers can look for a new house. Zebulon, Wendell, Knightdale and Wake Forest are all growing in the northern part of Wake County. While North Raleigh is a popular place to live some want to enjoy more land and less “city like” living conditions. If you are looking to finance a home in any part of north Wake County please feel free to contact us. We have mortgage professionals at our Raleigh office that have experience dealing with lenders in this part of North Carolina. You can reach our Raleigh office directly at 919-573-6114. We will be more than happy to help you find the correct application forms to get your Raleigh, NC FHA home mortgage loan today.

If you are seeking a VA home loan, conventional 30 year fixed mortgage, USDA home loan or Jumbo 30 year fixed we can offer these services as well. We work with local banks and lenders to help you get the lowest possible mortgage rate on your home loan. Mortgage rates are very close to historical lows so now is the time to look at financing a home loan. It may also be a great time to refinance a home loan if you are paying an interest rate higher than 4%.

Category: American mortgage

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