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American Federal Mortgage in Flanders , NJ
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- Business Description
- American Federal Mortgage is one of the largest privately held mortgage bankers in the nation. Since our incorporation in 1986, we have dedicated ourselves exclusively to mortgage lending. We are a direct lender, not a broker, underwriting and closing loans directly with the consumer. An Equal Housing Lender, American Federal Mortgage has been approved by Fannie Mae, Freddie Mac, and HUD. In addition, our HUD (Housing & Urban Development) approval allows us to write FHA (Federal Housing Authority) loans. We offer the lowest interest rates anywhere in the nation and we guarantee those rates to you, in writing. American Federal is recognized as a leader in the mortgage lending industry. We have been a national lender for over 18 years. American Federal has become known as the lender with the lowest mortgage rates in the nation. The secret to our success is simple. We are a direct lender doing a high volume of only mortgage loans. We deal directly with the consumer. All processing is done out of one central location. Our high mortgage volume and streamlined efficiency allows us to offer the lowest mortgage rates in the nation. Best of all and unlike our competition we guarantee all of our mortgage quotes in writing so that you're assured to receive that rate at closing. No tricks, catches or gimmicks. Just the lowest rates available in the nation today!
- BBB Rating
- American Federal offers a complete menu of products and services. What set us aside from the competition is our desire to deliver the best products via the lowest rates in the nation. Our loan counselors are empowered to deliver interest rates priced live to the market. We work on a high volume low overhead basis. Unlike our competition, we offer our mortgage rates minus any sales commissions or unnecessary mark-up. It all starts with the
30-year fixed rate, the "Cadillac" of mortgage programs. The majority of customers need not look further than the 30-year fixed. At American Federal, we consider the 30-year fixed a staple of our mortgage offerings. Since mechanically, all 30-year fixed rate loans are the same; the rate is paramount to choosing the right one. Since our competition has higher fixed rates they will often sell you an alternative product. Do not be sold into a different product for the wrong reasons Products * Adjustable Rate Mortgages * Interest Only * Low To Moderate Income And Properties * Piggybacks * No Docs * Credit Challenged * 100% Financing * Pre Commitment * Shop And Lock Please see our website on details for each of our products.
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I would recommend them. The rate was very low and there were no hidden fees.Positive Experience
After getting burned by a different mortgage company, I finally found American Federal Mortgage. My Loan Officer was a pleasure to deal with and answered all my questions. There were no surprises and no hidden fees. They really saved me.Strongly Recommend
After speaking with multiple lenders, I got the best rate from American Federal. Everything was the way they said it would be.Positive Experience
Overall my experience with American federal was very positive. They had the lowest rate and there were no surprises.Recommend Highly
Jim contacted me right away and was very responsive to all my requests. He gave me a great rate and I couldn't be happier. I would recommend American Federal to all my friends.Two thumbs up
Would recommend them highly. They had the best rate, and I'll be closing next week. So far the process has been very smooth.Best Mortgage Rate
My Loan Officer, Tony couldn't have been more helpful. He gave me a good education on the mortgage process and always returns my calls right away. The rate was outstanding. I would highly recommend this company.Extremely Satisfied
I called several companies and American Federal had the best rate by far. I was very happy with my loan officer. He gave me the rate as was stated on the quote and I locked my mortgage loan with him. He was very helpful.Related Articles
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Category: American mortgage