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Landlord insurance

When you're letting, the tenants and the property itself will be your priority - we make searching for and buying the landlord insurance that suits your tenancy quick and easy, asking you the key questions and helping you understand the levels of cover.

Need more information?

  • FAQs on landlord insurance
  • Landlord insurance guides has partnered with Simply Business[1] to help you find the right policy at the right price.

Should you choose to try their simple-to-use comparison service, you'll be asked to enter your basic details and whether you require buildings cover and/or landlords contents cover.

In each case you'll be asked for the sum insured (rebuild cost), which is different to the market value of the property - if you struggle with this, read our article on how to assess the rebuild value of a home, which also links to a rebuild calculator.

Did you know...?

  • All tenant deposits must be put into a tenancy deposit protection scheme (TDP)
  • Landlords are legally allowed to visually inspect their property with 24 hours notice to tenants
  • Weather accounts for the largest percentage of home insurance claims in the UK
  • Fire is a common cause of home claims. Have you tested your smoke alarm recently?
  • A leaking pipe can spill out over 2,000 gallons of

    water a day if left unnoticed - that's enough to fill 40 bath tubs

There's an option to include accidental damage cover and to boost property owners' liability above the standard level of cover that's automatically included.

Other questions will ask you for the basic details of the property, its usage and the tenancy arrangements governing its use.

If you're struggling with any of the technical terms, don't worry - you'll see help text to assist you with anything you don't understand.

After completing this information you'll be taken through to the best-buy table where the levels of cover for each product will be clearly displayed.

You'll have the chance to get more detail on your favoured option(s), and told how to proceed should you want to purchase.

You can find out more about the areas you need to consider in our landlord insurance guides, where you'll also find the answers to frequently asked questions.

Our guide to being a landlord is there, plus information on tenancy deposit protection schemes and the pros and cons of letting a property.

If you'd like to read more, you can get information about the advantages and disadvantages of using a letting agency and find out about obtaining mortgages to purchase rental properties.

Category: Hypothec

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