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ORM ended 2014 with a balance sheet showing $241. 9 million of assets and $53. 2 million in liabilities, with total common equity of $18. 6 million.  Total shares outstanding were 10. 768 million, so GAAP book value is $17. 14 per share. We studied each property owned by ORM and came up with our estimated net value after sales costs of $168. 5 million vs. ORM’s book value of $165. 2 million for owned real estate. We think this may be a conservative number. Here are two recent sales prices for properties held by ORM: Property Book Value Net Sales Price Difference (%) Sale Date Half Moon Bay Parcel $1,468,800 $1,646,800 +12% Q4 2014 University Square $11,600,000 $11,050,000 -5% May 2015 These two properties sold for a price near book value, which gives some comfort that book value is fair approximation for what ORM may ultimately realize for the assets in the current market.

Category: Mortgage


Sometimes you or a third party individual or company might need to retrieve past tax return transcripts from the Internal Revenue Service, including W-2 Wage and Tax Statement, 1099 Miscellaneous Income, 1040 U. S. Individual Income Tax Return, 1120 U. S. Corporation Income Tax Return and 1065 U. S. Return of Partnership Income transcripts. IRS Form 4506-T, Request for Transcript of Tax Return, is the document you must use to make the request. It is important that you understand that Form 4506-T is not the same as Form 4506. While Form 4506-T helps you retrieve transcripts, Form 4506 helps you retrieve literal photocopies of returns.

Category: Mortgage

Class action law suit in MN Review 212789 Jun 17, Minneapolis, Minnesota @ Pissed Consumer

We are starting with a QWR (qualified written request)to Midland Mortgage in July 2011. We hope to proceed with a law suit from there. We are at the end of our rope with Midland Mortgage! This co. has ruined our credit, lied to us over and over and over again, our paper work has been lost several times, and we have sent payments that Midland refuses to apply to our account. Same issues as everyone else on this page- rude customer service, we can't get anything in writing, and the goal of Midland is to absolutely foreclose on as many homes as they can.

Category: Mortgage

Mortgages Unlimited

Print | Save | DirectionsAboutMortgages Unlimited is located at the address 23355 Janice Ave Unit 1 in Port Charlotte, Florida 33980. They can be contacted via phone at (941) 629-7590 for pricing, hours and directions. Mortgages Unlimited specializes in Condominiums, Land, Apartments. Mortgages Unlimited has an annual sales volume of 501K - 999,999. . For more information contact Tracy Frank, OwnerMortgages Unlimited provides Leasing, Home Buyer Programs, Financial Services to it's customers. For maps and directions to Mortgages Unlimited view the map to the right.

Category: Mortgage

Business Directory of Florida. J.I. KISLAK MORTGAGE LLC ...

Registration:Jan 25, 2011 State ID:4931782 Business type:Limited Liability Company (Llc) Agent: Corporate Creations Network Inc3411 Silverside Rd #104 Rodney Building , Wilmington ,DE 19810 (Physical) Status:Inactive Industry:Real Estate Agent/Manager Investor, Nonclassifiable Establishments Doing business as:The Kislak Organization J. I. Kislak, Inc J. I'. Kislak, Inc J. I’. Kislak, Inc J I' Kislak Agency J I' Kislak Mortgage J I' Kislak Realty J I’ Kislak Agency J I’ Kislak Mortgage J I’ Kislak Realty Registration:Dec 1, 2008 Site:kislak.

Category: Mortgage

Origination Technology: Fiserv Adds Tools to UniFi PRO

Fiserv Lending Solutions, Lake Mary, Fla. , has added new tools designed to enable loan officers to increase lending efficiency and productivity. The new UniFi PRO version 5. 2 mortgage tools for loan officers stem from the company's UniFi PRO mortgage loan origination and processing software, an enterprisewide, fully customizable and configurable system for large, highly sophisticated, multi-channel lenders. The product will feature additional functionality such as an automated task engine, streamlined loan application processing, and optimized usage of automated underwriting system findings, which by increasing productivity and efficiency will also reduce the time and cost of moving loans through a lender's pipeline.

Category: Mortgage

Building Wealth with 1031 Tax Deferred Exchanges

Pickett Street Properties is excited to present this opportunity to learn from Kim Lindberg, Vice President of IPX, Investment Property Exchange Services, Inc. and Cody Touchette with Caliber Home Loans. We are making this available to our clients only. Attend this seminar and learn…  How to use a 1031 exchange to build wealth  Powerful real estate investor strategies  How to build more equity for your retirement  How to reposition your real estate investments to better meet your financial goals  Unique strategies using seller financing and lease options  Strategies for flipping properties  And more… Kim has worked in the real estate industry in several capacities for over 20 years.

Category: Mortgage

Taylor, Bean, and Whitaker Shut Down FAQs

The Federal Housing Administration (FHA) on Aug. 4, 2009, suspended Taylor, Bean and Whitaker Mortgage Corporation (TBW) of Ocala, Fla. The Government National Mortgage Association (Ginnie Mae) also terminated TBW as an issuer in its Mortgage-Backed Securities (MBS) program and ended TBW's ability to service Ginnie Mae securities. On Aug. 5, 2009, TBW announced that it would shut down all lending operations immediately. What Does This Mean? TBW is no longer originating, underwriting, or processing loans, effective Wednesday, Aug. 5, 2009.

Category: Mortgage

Home Affordable Refinance Program (HARP)

The government’s Home Affordable Refinance Program (HARP) has been expanded to help more homeowners qualify for refinancing their mortgage. Even those with little or no equity available may take advantage of low interest rates, and other refinancing benefits. – Ruben of Springfield, VA, saved $763 per month. Read the Full Story » HARP is unique—it’s the only refinance program that enables eligible borrowers with little to no equity in their homes to take advantage of low interest rates and other refinancing benefits. There have been several changes to HARP, but the primary enhancement removed the limit on the amount that homeowners could be “underwater” (owe more on their mortgage than their home is worth).

Category: Mortgage

İhtiyaç Kredisi Hesaplama ve Kredi Başvurusu

Bireysel kredi veya tüketici kredisi olarak da ifade edilen ihtiyaç kredisi, basit anlamda düşük tutarlı ve kısa vadeli ihtiyaçları karşılamak için ipotekli veya ipoteksiz “bireyin kendi adına” kullandığı tüm kredilerdir. Burada sadece yeni konut alımlarında kullanılabilen konut kredisi, farklı yasal mevzuatlar kapsamında olduğu için ihtiyaç kredisinden ayrı bir başlık altında değerlendirilir. 2- Bana İhtiyaç Kredisi Çıkar mı? Kredinizin çıkması temel olarak üç faktöre bağlıdır. Bunlar: 1- SGK kaydınızın aktif olması, 2- Kredi notunuzun yeterli seviyede olması, 3- Belgelenebilir gelirinizin mevcut ve yeni kredi borç durumunuzu karşılayabilmesidir.

Category: Mortgage

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